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What Is Cash Value Life Insurance?

What Is Cash Value Life Insurance?

Understanding different types of life insurance policies and their unique benefits will help you choose the right option for you and your family. Term life insurance provides coverage for a limited amount of time and/or amount of benefit. Term insurance has no cash value.In contrast, whole life insurance1 is coverage that is in place your entire life, and it offers unique benefits, including the ability to accumulate...

The Surprising Business Risks You May Not Think About

The Surprising Business Risks You May Not Think About

Risk control consultants are the preventative care professionals of business insurance. They can help you detect potential hazards to your business’s well-being and help you understand what actions you can take to keep things healthy.Good news: Qualifying customers who have business insurance with us have access to customized risk control services. That’s just one more way we’re looking out for you. Learn more: How an ERIE Risk Control...

Spring Showers: Why You Need Personal Umbrella Insurance

Spring Showers: Why You Need Personal Umbrella Insurance

Personal umbrella insurance is an additional layer of liability coverage that goes beyond the limits of your standard home or auto insurance policy. It provides extra protection if you are sued for damages exceeding the limits of your primary insurance policies. Here's why you should consider adding a personal umbrella policy to your insurance portfolio: Protection Against Liability Risks Spring brings blooming flowers and unpredictable...

​What to Know When Driving Through a Work Zone​

​What to Know When Driving Through a Work Zone​

Who hasn’t been zipping along when all of a sudden traffic slows to a halt?When it does, you can bet on one of two things: There was an accident or there’s construction. What To Do in a Work ZoneRoad work is often the culprit in the warmer months. You probably already know that it’s important to stay at or below the posted limits when you’re...

What to Know About Hail, Roof Damage and Hail Fraud

What to Know About Hail, Roof Damage and Hail Fraud

A hailstorm just blew in through your neighborhood. Suddenly, there are people at your door telling you they can repair your home’s damage quickly and easily. What would you do? While some hail damage may be obvious, you can’t always trust that someone showing up to your door has your best interests in mind. If you’ve recently battled a hailstorm, here is what you need...